IMPLEMENTASI FIQH MUAMALAH DALAM TUKAR TAMBAH MOBIL DI SHOWROOM MOBIL BEKAS (Studi di CVA2 Motor Kelurahan Way Huwi Kecamatan Jati Agung Lampung Selatan)

ARDIAN, BIMA PRATAMA (2026) IMPLEMENTASI FIQH MUAMALAH DALAM TUKAR TAMBAH MOBIL DI SHOWROOM MOBIL BEKAS (Studi di CVA2 Motor Kelurahan Way Huwi Kecamatan Jati Agung Lampung Selatan). Diploma thesis, UIN RADEN INTAN LAMPUNG.

PDF Download (3MB)

Abstract

ABSTRAK Tukar tambah mobil bekas memberikan kemudahan kepada konsumen untuk mengganti kendaraan dengan memperhitungkan nilai mobil lama sebagai bagian dari pembayaran mobil pengganti. Namun, karena transaksi ini menghubungkan penjualan kendaraan lama dengan pembelian kendaraan pengganti, implementasinya perlu dinilai berdasarkan prinsip fiqh muamalah. Penelitian ini mengkaji penerapan prinsip-prinsip tersebut dalam transaksi tukar tambah mobil bekas di CV A2 Motor, terutama terkait kejelasan, keadilan, kerelaan para pihak, dan penghindaran unsur-unsur yang dilarang. Penelitian ini merumuskan dua persoalan, yaitu bagaimana mekanisme tukar tambah mobil bekas di CV A2 Motor diimplementasikan dan apakah implementasi tersebut sesuai dengan fiqh muamalah, khususnya terkait riba, gharar, ghabn, zhulm, dan tadlīs. Penelitian menggunakan metode lapangan dengan pendekatan kualitatif deskriptif-analitis. Data diperoleh melalui wawancara dengan pemilik showroom, pemilik kendaraan, mekanik, dan sales, serta dilengkapi dengan observasi, dokumentasi, dan studi kepustakaan yang relevan. Hasil penelitian menunjukkan bahwa tukar tambah diimplementasikan melalui verifikasi dokumen kepemilikan, pemeriksaan fisik dan teknis, pemilihan kendaraan, penaksiran dan negosiasi harga, pembayaran selisih yang disepakati, serta pencatatan transaksi. Tahapan tersebut secara substansial memenuhi kejelasan objek dan harga, kerelaan para pihak, keadilan, serta penghindaran riba. Unsur ghabn, zhulm, dan tadlīs tidak ditemukan secara kuat karena kondisi kendaraan dan harga dijelaskan serta dinegosiasikan secara terbuka. Namun, penjualan mobil lama dan pembelian mobil pengganti masih digabungkan dalam satu akad; karena itu, pemisahan kedua akad secara eksplisit disarankan untuk meminimalkan potensi gharar dan syarat terselubung. ABSTRACT Used-car trade-ins offer consumers a practical way to replace a vehicle by applying the value of the old car toward another vehicle and paying the price difference. Nevertheless, because the transaction links the sale of the old vehicle with the purchase of its replacement, its implementation must be assessed against fiqh muamalah principles. This study examines how those principles are implemented in used-car trade-in transactions at CV A2 Motor, particularly regarding clarity, fairness, mutual consent, and the avoidance of prohibited elements. The study addresses two questions: how the used-car trade-in mechanism is implemented at CV A2 Motor and whether that implementation complies with fiqh muamalah, especially in relation to riba, gharar, ghabn, zhulm, and tadlīs. It uses field research with a qualitative descriptive-analytical approach. Data were obtained through interviews with the showroom owner, a vehicle owner, a mechanic, and sales personnel, supplemented by observation, documentation, and a review of relevant literature. The findings show that trade-ins are implemented through ownership-document verification, physical and technical inspections, vehicle selection, price appraisal and negotiation, payment of the agreed difference, and written recording of the transaction. These stages substantially satisfy the requirements of object and price clarity, mutual consent, fairness, and avoidance of riba. No strong indication of ghabn, zhulm, or tadlīs was found because vehicle conditions and prices were disclosed and negotiated. However, the sale of the old car and purchase of the replacement are still combined in one contract; therefore, explicit separation of the two contracts is recommended to minimize potential gharar and hidden conditions.

Actions (login required)

View Item