ANALISIS EFEKTIVITAS PROGRAM BANTUAN PEMERINTAH TERHADAP PENINGKATAN KESEJAHTERAAN MASYARAKAT MENURUT PERSPEKTIF EKONOMI ISLAM (Studi Pada Masyarakat Kecamatan Labuhan Maringgai Kabupaten Lampung Timur)

Dara, Antika (2026) ANALISIS EFEKTIVITAS PROGRAM BANTUAN PEMERINTAH TERHADAP PENINGKATAN KESEJAHTERAAN MASYARAKAT MENURUT PERSPEKTIF EKONOMI ISLAM (Studi Pada Masyarakat Kecamatan Labuhan Maringgai Kabupaten Lampung Timur). Diploma thesis, UIN RADEN INTAN LAMPUNG.

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Abstract

ABSTRAK Penelitian ini bertujuan untuk menganalisis efektivitas program bantuan pemerintah dalam meningkatkan kesejahteraan masyarakat di Kecamatan Labuhan Maringgai, Kabupaten Lampung Timur, serta meninjau pelaksanaannya berdasarkan perspektif ekonomi Islam. Program bantuan yang dikaji meliputi PKH, BPNT, BPJS PBI, serta bantuan sosial di sektor pertanian dan perikanan. Penelitian ini menggunakan pendekatan deskriptif kualitatif dengan metode pengumpulan data melalui observasi, wawancara, dan dokumentasi yang melibatkan aparat pemerintah, pendamping sosial, serta masyarakat penerima bantuan. Hasil penelitian menunjukkan bahwa secara umum program bantuan pemerintah di Kecamatan Labuhan Maringgai telah berjalan cukup efektif dalam membantu masyarakat memenuhi kebutuhan dasar, meningkatkan akses terhadap pendidikan dan layanan kesehatan, serta meringankan beban ekonomi rumah tangga miskin. Program-program tersebut memberikan kontribusi nyata dalam meningkatkan kesejahteraan masyarakat, khususnya bagi kelompok rentan seperti keluarga miskin, petani, dan nelayan. Namun demikian, efektivitas program belum sepenuhnya optimal karena masih ditemui sejumlah kendala, antara lain ketidaktepatan sasaran penerima bantuan, keterlambatan penyaluran, serta kurangnya pengawasan dan sosialisasi yang merata. Ditinjau dari perspektif ekonomi Islam, pelaksanaan program bantuan pemerintah pada dasarnya telah sejalan dengan nilai-nilai tauhid, keadilan („adl), keteladanan (nubuwwah), tanggung jawab sosial (khilafah), dan orientasi akhirat (ma„ad). Namun, penerapan nilai-nilai tersebut masih perlu diperkuat agar program bantuan tidak hanya berfokus pada aspek material, tetapi juga mampu menumbuhkan kesadaran spiritual, kejujuran, dan keadilan sosial. Oleh karena itu, diperlukan perbaikan dalam pendataan, penyaluran, dan pengawasan agar peningkatan kesejahteraan masyarakat dapat tercapai secara optimal dan berkelanjutan. ABSTRACT This study aims to analyze the effectiveness of government assistance programs in improving community welfare in Labuhan Maringgai District, East Lampung Regency, and to examine their implementation from the perspective of Islamic economics. The programs analyzed include the Family Hope Program (PKH), NonCash Food Assistance (BPNT), Health Insurance Contribution Assistance (BPJS PBI), as well as social assistance for the agricultural and fisheries sectors. This research employs a descriptive qualitative approach, with data collected through observation, interviews, and documentation involving government officials, social facilitators, and beneficiary communities. The findings indicate that, in general, government assistance programs in Labuhan Maringgai District have been fairly effective in helping communities meet basic needs, improve access to education and healthcare services, and reduce the economic burden of lowincome households. These programs have made a tangible contribution to improving community welfare, particularly for vulnerable groups such as poor households, farmers, and fishermen. However, the effectiveness of these programs has not been fully optimal due to several constraints, including inaccurate targeting of beneficiaries, delays in distribution, and insufficient supervision and program socialization. From the perspective of Islamic economics, the implementation of government assistance programs is generally in line with fundamental Islamic economic values, namely tauhid (the oneness of God), „adl (justice), nubuwwah (prophetic example), khilafah (social responsibility), and ma„ad (orientation toward the hereafter). Nevertheless, these values need to be strengthened so that assistance programs do not focus solely on material aspects but also foster spiritual awareness, honesty, and social justice. Therefore, improvements in data collection, distribution mechanisms, and supervision are necessary to ensure that community welfare enhancement can be achieved optimally and sustainably.

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