PENGARUH PENERBITAN GREEN SUKUK, CAPITAL ADEQUACY RATIO, NON-PERFORMING FINANCING, BOPO DAN MAKROEKONOMI TERHADAP PROFITABILITAS BANK UMUM DI INDONESIA PERIODE 2020-2024

LENI, BINTI MUHLISI (2025) PENGARUH PENERBITAN GREEN SUKUK, CAPITAL ADEQUACY RATIO, NON-PERFORMING FINANCING, BOPO DAN MAKROEKONOMI TERHADAP PROFITABILITAS BANK UMUM DI INDONESIA PERIODE 2020-2024. Diploma thesis, UIN RADEN INTAN LAMPUNG.

	PDF Download (3MB)
	PDF Restricted to Repository staff only Download (4MB)

Abstract

ABSTRAK Penelitian yang bertujuan menganalisis Pengaruh Green Sukuk, Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), Biaya Operasional terhadap Pendapatan Operasional (BOPO), Inflasi, dan Suku Bunga terhadap Profitabilitas Bank Umum di Indonesia Tahun 2020–2024 Penelitian ini menggunakan metode pendekatan secara kuantitatif. Dalam hal ini populasi yang menjadi obyek penelitian adalah Bank Umum di Indonesia, Dari adanya kriteria yang sudah dijelaskan, sehingga dalam penelitian yang dilakukan oleh peneliti mendapatkan sampel sebanyak 10 Bank Umum yang digunakan sebagai sampel dalam penelitian. Berdasarkan hasil penelitian, secara individual, hanya BOPO dan Inflasi yang terbukti memiliki pengaruh negatif dan signifikan terhadap profitabilitas bank. Sementara itu, Green Sukuk, CAR, NPF (tercantum ganda), dan Suku Bunga (meskipun tidak dirinci pengaruh individunya, namun implisit dalam hasil simultan) ditemukan tidak memiliki pengaruh signifikan terhadap profitabilitas. Meskipun demikian, secara simultan atau bersama-sama, semua variabel independen (Green Sukuk, CAR, NPF, BOPO, Inflasi, dan Suku Bunga) terbukti memiliki pengaruh positif dan signifikan terhadap Profitabilitas Bank Umum di Indonesia. ABSTRACT The study aimed to analyze the effect of Green Sukuk, Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), operating costs to operating income (BOPO), inflation, and interest rates on the profitability of commercial banks in Indonesia in 2020–2024 this study uses a quantitative approach. In this case the population that is the object of research is a Commercial Bank in Indonesia, from the criteria that have been described, so that in the research conducted by the researchers get a sample of 10 commercial banks used as a sample in the study. Based on the results of the study, individually, only BOPO and inflation were shown to have a negative and significant effect on bank profitability. Meanwhile, Green Sukuk, CAR, NPF (double listed), and interest rates (although not specified their individual influence, but implicit in simultaneous results) were found to have no significant effect on profitability. Nevertheless, simultaneously or together, all independent variables (Green Sukuk, CAR, NPF, BOPO, inflation, and interest rates) proved to have a positive and significant influence on the profitability of commercial banks in Indonesia.

Actions (login required)

View Item