PENGARUH PENERAPAN GREEN BANKING, UKURAN PERUSAHAAN DAN GOOD CORPORATE GOVERNANCE TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2019-2024

NISA, ARISTA (2026) PENGARUH PENERAPAN GREEN BANKING, UKURAN PERUSAHAAN DAN GOOD CORPORATE GOVERNANCE TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2019-2024. Diploma thesis, UIN RADEN INTAN LAMPUNG.

PDF Download (2MB)

Abstract

Abstrak Profitabilitas Bank Umum Syariah di Indonesia merupakan indikator penting dalam menilai kemampuan bank dalam menghasilkan laba secara efisien. Meskipun aset perbankan syariah terus meningkat, perkembangan profitabilitas belum selalu menunjukkan tren yang sejalan. Hal ini menunjukkan bahwa peningkatan skala usaha belum tentu diikuti oleh peningkatan kinerja keuangan secara optimal. Penelitian ini menganalisis pengaruh penerapan Green Banking, ukuran perusahaan, dan Good Corporate Governance terhadap profitabilitas Bank Umum Syariah di Indonesia periode 2019–2024. Penelitian ini menggunakan metode kuantitatif dengan data panel dari enam Bank Umum Syariah yang diolah melalui regresi panel dengan pendekatan Fixed Effect Model (FEM). Hasil penelitian menunjukkan bahwa Green Banking dan Good Corporate Governance berpengaruh positif dan signifikan terhadap Return on Assets (ROA), sedangkan ukuran perusahaan tidak berpengaruh signifikan. Secara simultan, ketiga variabel tersebut tidak berpengaruh signifikan terhadap profitabilitas. Dengan demikian, profitabilitas Bank Umum Syariah lebih dipengaruhi oleh efektivitas penerapan Green Banking dan kualitas Good Corporate Governance dibandingkan oleh besarnya ukuran perusahaan. Kata Kunci: Green Banking, Good Corporate Governance, Ukuran Perusahaan, Profitabilitas Abstract The profitability of Islamic Commercial Banks in Indonesia is an important indicator in assessing a bank's ability to generate profits efficiently. Although Islamic banking assets continue to increase, profitability developments have not always shown a consistent trend. This indicates that increasing business scale is not necessarily followed by optimal improvements in financial performance. This study analyzes the effect of Green Banking implementation, company size, and Good Corporate Governance on the profitability of Islamic Commercial Banks in Indonesia for the period 2019–2024. This study uses a quantitative method with panel data from six Islamic Commercial Banks processed through panel regression with a Fixed Effect Model (FEM) approach. The results show that Green Banking and Good Corporate Governance have a positive and significant effect on Return on Assets (ROA), while company size has no significant effect. Simultaneously, these three variables do not significantly affect profitability. Thus, the profitability of Islamic Commercial Banks is more influenced by the effectiveness of Green Banking implementation and the quality of Good Corporate Governance than by company size. Keywords: Green Banking, Good Corporate Governance, Firm Size, Profitability

Actions (login required)

View Item