ANALISIS PERBANDINGAN PENGARUH FAKTOR KEMUDAHAN PENGGUNAAN, FAKTOR SOSIAL BUDAYA, DAN KEPERCAYAAN TEKNOLOGI TERHADAP MINAT MEMBAYAR ZAKAT DAN INFAK MENGGUNAKAN QRIS: STUDI PADA BAZNAS PESAWARAN DAN BAZNAS PRINGSEWU

Rangga, Rachmad Prayoga (2025) ANALISIS PERBANDINGAN PENGARUH FAKTOR KEMUDAHAN PENGGUNAAN, FAKTOR SOSIAL BUDAYA, DAN KEPERCAYAAN TEKNOLOGI TERHADAP MINAT MEMBAYAR ZAKAT DAN INFAK MENGGUNAKAN QRIS: STUDI PADA BAZNAS PESAWARAN DAN BAZNAS PRINGSEWU. Diploma thesis, UIN RADEN INTAN LAMPUNG.

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Abstract

ABSTRACK The development of increasingly sophisticated technology has made many things easier, such as QRIS. The fundamental problem lies in the low level of understanding among muzakki (zakat payers), especially among the older generation. However, the widespread use of QRIS in the ZIS (Zakat, Infaq, Sadaqah) sector holds potential as a key driver for the digital transformation of Islamic philanthropy. To maximize this potential, optimal implementation, more serious socialization, public education, and guaranteed transaction security are necessary. This research aims to compare the influence of perceived ease of use, socio-cultural factors, and technology trust on the interest in paying zakat and infaq using QRIS. This study employed a quantitative approach. The results showed valid and reliable data; all variables were found to be valid. The classical assumption tests also indicated that the data was normally distributed, did not suffer from multicollinearity, and had no heteroscedasticity, allowing for a proper regression analysis. In the T-test, it was found that at BAZNAS Pringsewu, the ease of use factor did not have a significant impact on muzakki's interest in paying zakat and infaq via QRIS. Conversely, socio-cultural factors and technology trust had a significant influence. Meanwhile, at BAZNAS Pesawaran, ease of use and socio-cultural factors had a significant influence, while technology trust did not affect the interest in paying zakat and infaq using QRIS. Furthermore, the F-test results presented that simultaneously, all variables significantly influenced muzakki's interest in using QRIS in both regions. Finally, the Independent T-test, specifically the Mann Whitney U Test, concluded that trust in technology significantly differed between BAZNAS Pringsewu and BAZNAS Pesawaran, with the community in Pringsewu showing more trust in QRIS compared to the community in Pesawaran. The remaining variables did not show a significant difference between the two regions. Keywords : effects of ease of use, socio-cultural factors, technology trust, interest in paying zakat and infaq, QRIS.

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