EFEKTIFITAS PEMBIAYAAN BANK SYARIAH DALAM PERWUJUDAN UMKM SEJAHTERA PADA MASA PANDEMI COVID-19 Dalam Perspektif Ekonomi Islam (Studi Pada UMKM Yang Mendapatkan Pembiayaan Oleh Bank Syarah Indonesia KC Bandar Lampung Kedaton)

RIO, DWI RAMADHANI (2022) EFEKTIFITAS PEMBIAYAAN BANK SYARIAH DALAM PERWUJUDAN UMKM SEJAHTERA PADA MASA PANDEMI COVID-19 Dalam Perspektif Ekonomi Islam (Studi Pada UMKM Yang Mendapatkan Pembiayaan Oleh Bank Syarah Indonesia KC Bandar Lampung Kedaton). Diploma thesis, UIN RADEN INTAN LAMPUNG.

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Abstract

EFEKTIFITAS PEMBIAYAAN BANK SYARIAH DALAM PERWUJUDAN UMKM SEJAHTERA PADA MASA PANDEMI COVID-19 Dalam Perspektif Ekonomi Islam (Studi Pada UMKM Yang Mendapatkan Pembiayaan Oleh Bank Syarah Indonesia KC Bandar Lampung Kedaton) ABSTRACT Islamic banks as intermediary institutions between investors who invest their funds in the bank then Islamic banks channel their funds to other parties who need funds. Investors who place their funds will get a reward from the bank in the form of profit sharing or other forms that are legalized in Islamic sharia.. During the corona pandemic that is currently experienced by Indonesia, Islamic banking plays a major role in supporting the sustainability of MSME to be able to survive and help the economy in Indonesia. The new banking regulations on policies taken by the government have forced banks to restructure credit or financing. If this policy is carried out consistently, the government will be able to maintain the level of public consumption so as to prevent extreme declines in public consumption. This study aims to determine the role of Indonesian Islamic Banks in supporting the development of Micro, Small and Medium Enterprises (MSMEs) in Bandar Lampung. This type of research is a qualitative research which is a research based on facts. The data collection is carried out by the author using the method of Observation, Interview and Documentation at Bank Syariah Indonesia KC Bandar Lampung Kedaton, Jl. Teuku Umar No.18, Sidodadi, Kec. Kedaton, Bandar Lampung City, Lampung 35123, Indonesia. The nature of this research is descriptive qualitative and the benefits of this research are as information material about the role of Islamic banks. The results of interviews conducted by researchers with Marketing Bank Syariah Indonesia KC Bandar Lampung Kedaton and with customers can be analyzed that the existence of Bank Syariah Indonesia KC Bandar Lampung Kedaton is able to provide results and impacts for micro and medium enterprises in Bandar Lampung. This can be seen from the customer's business which is getting better after financing at Bank Syariah Indonesia KC Bandar Lampung Kedaton. In addition, customers also felt an increase in income, an increase in sales volume, as well as the addition of new employees for their business after financing Bank Syariah Indonesia KC Bandar Lampung Kedaton. Keywords: Role of Islamic Banks, MSME Development, Pandemic Covid-19

Item Type: Thesis (Diploma)
Subjects: Perbankan Syariah
Divisions: Fakultas Ekonomi dan Bisnis Islam > Perbankan Syariah
Depositing User: LAYANAN PERPUSTAKAAN UINRIL REFERENSI
Date Deposited: 25 Apr 2022 06:32
Last Modified: 25 Apr 2022 06:32
URI: http://repository.radenintan.ac.id/id/eprint/18988

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